Financial Mathematics
Gr 11

The Grade 11 Financial Mathematics module equips learners with the practical mathematical skills needed to understand personal finance, interest calculations, and real-world financial decision-making. This chapter introduces essential concepts used in banking, investments, and everyday financial planning.

Learners explore simple and compound interest, effective versus nominal interest rates, and the impact of different interest periods. The lessons cover calculating future and present values, understanding growth and depreciation, and comparing investment options using clear mathematical reasoning. Students also work with timelines, formulae, and step-by-step examples to interpret financial scenarios accurately and avoid common calculation errors.

By the end of this module, learners will be able to apply interest formulas confidently, analyse financial situations using mathematical methods, and make informed comparisons between different investment and loan options—providing valuable skills both for school assessments and for real-life financial literacy.